HOW TO DEAL WITH AGGRESSIVE DEBT COLLECTORS
If you are in debt, you have
probably begun to receive collection calls. It is important to
remember that collection agencies are not your friends and their
only goal is to collect the money that you owe. Collection agencies
will do whatever it takes to collect upon these debts, otherwise
they do not get paid. Below are some important tips to use when
dealing with collection agencies.
1. Keep your cool.
not stoop to the bill collector’s level, keep your cool, stay
composed and think rationally.
2. Take control of the phone
The debt collectors have one thing on their mind- money.
You actually have the power, because you have what they want. Make
sure that they follow your rules (remain polite and respectful)
otherwise tell them that you won’t talk to them.
If you can’t pay your bills, be honest. Find out what
your options are.
4. Never write a personal check or do a
check by phone transaction.
If you give the debt collectors
access to your personal account, they can very easily deplete your
funds. There is little you can do, because the court of law will not
look highly upon you, since that is money that you owed them.
5. Remain calm.
You have rights. Do not allow someone to
harass you, simply hang up. Staying calm will help you to think
clearly and not do anything irrational that could further jeopardize